Africa Bitcoin Corporation (ABC) is a public, listed financial services group that provides private credit (loans) and other funding instruments to small and medium-sized enterprises (SMEs) across Africa and holds Bitcoin as a strategic reserve asset. By using Bitcoin as part of its treasury, ABC can tap into international funding at a significantly lower cost than local markets, allowing it to enjoy wider lending margins and to offer more affordable loans to African entrepreneurs. 

The private credit business provides high yield, steady and predictable cash flows to the group. The Bitcoin treasury strengthens our balance sheet and allows us access to international pools of capital at substantially lower rates than our African competitors have access to.

Our loan book, which is now in its third year of operations, is built on secured lending and has shown strong, consistent performance. We have generated steady predictable cash yields while maintaining defaults well below 1% of the assets under management.